Homeowner Loans

We offer advice on the best sort of loan for your current needs and circumstances including

getting the right advice including getting the right advice on getting the right insurance.

Please note The Financial Services Authority does not regulate finance.

Online quotations are available from

Halifax Personal Loans.

Secured

These are loans where security is required in the form of an asset (usually a house) that can

be sold to pay off the loan by the lender if necessary. Secured home owner loans are loans for

home owners where their home is used as collateral. Your home may be repossessed if you do

not keep up repayments on a mortgage or any other loan secured on it.

Unsecured

An unsecured loan is a debt obligation which is not backed by the pledge of specific collateral

unlike a secured loan where your house is collateral against the loan. Your ability to pay off the

loan is measured by your credit history as a measure of a person’s ability to pay. In general,

unsecured loans are offered at higher rates of interest than secured loans as no security is

offered by the borrower.

Apply for:

Personal Loans

Loan can be paid out within 24 hours of

making a successful application though

our website.